Monday, April 4, 2011

Entrepreneurship and Cross-Selling

It's been a little over 10 years since I left the corporate world. And I must say that I have no regrets.


This is not to say that the path to entrepreneurship is smooth sailing. Far from it and definitely, far from over. And yet, the one good thing I relish in this self-employment status is you own your time. And if you value family time, then I highly recommend that you traverse this path of self-employment.


The thing is, it all begins with a paradigm shift. 


From all the things that you have become accustomed to, you just have to let go gradually all the things that were routine to you.


First, you've got to change your lifestyle. Yup, you have to be conscious of your expenses this time. Whereas, before you are lax since you look forward to your paycheck on a regular basis. 


Now, you have to do your numbers.


Second, it's all about doing what you're comfortable at. It helps if you already have a sense of familiarity with it and have to an extent some expertise with what you will do. 


Third, you must have build your network by this time. Through the years of corporate employment, you should have accummulated a good number of contacts. You'll never know when you're going to need them. That's one of the key realizations I had when I left the corporate world.


Nope. I did not establish my own business. But maybe, I'm getting there given a few more years.


But I'm thriving ever since. Because I chose the path of cross-selling.


Some say you need to have focus in order to be successful.


Maybe. But from experience, it can be done. Yeah, to each his own. What works for others may not necessarily for you. 


Bottomline, you need to find your comfort zone.


I first become a real estate broker. Then a life insurance agent (which I later dropped after determining my comfort zone). Followed by being a non-life insurance agent. Later, I expanded and became a mutual fund agent. And last but not the least, I am now a healthcare agent.


Now, imagine if all businesses are clicking on a regular basis. Take note. The keyword is on a regular basis. 


So what I'm saying is that some of these are seasonal, others more regular. And oh before I forget, I also dabbled in a reselling food. Wouldn't hurt when you earn a few hundred bucks just by retailing.


But again, I give credit where credit is due.


This is not about me.


This is God blessing me.


And this is my formula: S.T.D. which means S for "sipag" (industrious), T for "tiyaga" (perserverance) and D for "dasal" (prayer).


Combine all three into your work ethic and God will help you succeed in your endeavor.

Friday, March 11, 2011

Signs of the times

Dear Reader, if it will interest you why these catastrophic events like wars, floods, tsunamis, typhoons, earthquakes are happening.

I believe it has something to do with the endtimes if not God's wrath on humanity.

There will be signs in the sun, moon and stars. On the earth, nations will be in anguish and perplexity at the roaring and tossing of the sea. Men will faint from terror, apprehensive of what is coming on the world, for the heavenly bodies will be shaken. - Luke 21:25-26

You will hear of wars and rumors of wars, but see to it that you are not alarmed. Such things must happen, but the end is still to come. Nation will rise against nation, and kingdom against kingdom. There will be famines and earthquakes in various places. All these are the beginning of birth pains. - Matthew 24:5-8


Thursday, March 3, 2011

Predestination or Free will?


I believe in predestination. My basis is the Bible. It seems that everything is predestined.

In the Bible, even before you were born, God already knew you and He already made plans for you. The same way when Jesus talk about the end of times. And so far, even the prophecy of the coming of the Messiah in the Old Testament was fulfilled in the New Testament. Even Jesus' death on the crucifixion and Judas' part in it was foretold in the book of Isaiah. If this is not predestination, how is it that these prophecies came true.

In the same way that we are now living in modern times. I still believe that the Bible is the same, yesterday, now, and in the future. That's why Bible believers still hold that Jesus is coming, and you do not know the day or the hour. I know there are lots of skeptics, agnostics, atheists in mtc but to each his own, right?

My belief does not stem from Blaise Pascal's wager or Soren Kierkeegard's leap of faith but simply in the Bible. I hold the Bible to be true and is still relevant to this day.

So going back. To me, we really don't have free will. We thought we are acting on our own freewill but I believe in the saying, if it's God's will. see? whatever actions or decisions we make will only lead to "God's will" for us and will only contribute to the situation or event.

We are like pawns and all our actions are just a small part of the big picture but are necessary to contribute to the big picture. So whatever we do, in the end, mankind will face Judgment day and we will have to account for God on Judgement day. Yes, I believe that even if we will not live to see the day when the endtimes come, we who are dead will rise up to account for God and face our Maker for what we have done while here on earth.

Saturday, January 29, 2011

When an item is missing

When you discover something is missing, what goes on in your mind?

Surely, it can't be some supernatural or magical event that caused it to suddenly disappear.

I have had a number of missing items the past couple of years and I believe I know the culprit.

We had a maid whom we thought we should trust.

But I think this one is a kleptomaniac.

Anything she can get her hands on.

From time to time, she will send something to her relatives.

We didn't even bother checking the contents of her bag every time she's sending something to her relatives.

Dear Lord, why are some people like that?

Should I ask for justice or should I plead to the Lord to forgive them for they do not know what they're doing?

Our God is sovereign.

Thy will be done.

Treating Depression

I must be depressed. Because I love to eat chocolates. Makes me feel better.

When I'm on a binge, I can eat all the chocolates in the world in one sitting.

No need to see a shrink. It's not even common here to see a psychiatrist when you're having the fits.

But how do I know if I have one?

I guess the gauge is on my eating habits.

Even if I'm not hungry, I have the appetite to eat.

The day I committed to fast, I suddenly had the urge to eat chocolates.

Or was it the devil's way to counter my planned fasting?

But maybe, I am depressed because I am saddened with what's happening with my life, at least, emotionally.

And so I resort to eating chocolates hoping it will cure me.

Next up, I will do the stationary bike to burn calories.

And then ultimately, I have to lift up my depression to God.

He is the answer. Not the chocolates.

Friday, January 28, 2011

Happy childhood

Having a happy childhood is the best legacy both parents can give to each of their children.

And for that I will forever be indebted to my parents for sticking it out together through the years.

I can't remember having a memorable past with friends, in school neither did I experience something
traumatic that haunts me to this day. Maybe, it was just ordinary.

Thank God, for my parents were my saving grace.


Hurting inside

When you're hurting inside, what goes on in your mind? Do you feel like your heart is swelling from crying inside?

Is it like your chest wants to explode and you want to shout?

I guess at one point in your life, all of us have to go through some pain or hurt. It can be emotional, financial, physical, psychological... but thing is, the change is and should still come within.

It's a cold decision out there. No one's going to help you except God.

So the next time you fall prey to it, don't make matters worse.

Cast your burdens upon Him because He cares for you.

He is your only hope in this world.

And all will be well when you come close to Him.